You are entitled to a 100% refund on all payments if:
 
► You do not remove at least 25% of all negatives items disputed.
► You have at least four negatives on the credit report at the time of sign-up.
► You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
► You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received.)